What is digits?

Whether you’re buying or selling, digits has merchants and consumers covered

Paying with crypto made easy.

Our technology allows the consumer to use their credit or debit card in exactly the same way he or she does today with one critical difference; when the consumer pays with a credit or debit card registered with Digits, payment is made with cryptocurrency instead of fiat currency.

Merchants do not need to change any process in order to accept cryptocurrencies via Digits. The settlement times, processes, and fees, are exactly the same as they experience today. They can enable cryptocurrency without any additional merchant account or agreement.

Benefits

Use Your Cards to Pay with Crypto

We don't issue any cards. We make paying with your crypto currency easy by giving you the ability to choose crypto as an option for payment anywhere, anytime, any place.

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Download the App and Register

Our mobile app allows you to add and delete cards, add your crypto wallets to your cards, and pay for anything, anywhere in real time.

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Safe and Secure

Digits will use hash encryption on the 16-digit card number so that Digits never has access to the actual card number. Our API will require the hashing of the 16-digit card number before it is sent to the Digits API

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Choose How you Want to pay.

Whether its shopping on amazon or buying goods in town, digits gives you the power to choose whether to pay using your crypto wallet with your card or fiat currency.

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Tokens

Pre-Sale

The digits DSI token will be released on the Ethereum and Bitcoin platforms.

TOKEN NAME

DSI

Pre-ICO Regulation

Reg D : Rule 506(c)

SUPPORTER TOKEN BENEFITS

The number of tokens is capped, and these tokens pay for access to the API that allows any software platform to take cryptocurrency payments as easily as credit cards.

TOTAL SUPPLY:

1,000,000,000

DISTRIBUTION IN THE TOKEN SALE:

550,000,000

Hard Cap

A hard cap on the sale of tokens and this sale will be on a first-come, first-served basis to a limited number of participants.

LOCK UP

Tokens belonging to the Team will be locked up for one year.

ACCEPTED CRYPTOCURRENCIES

BTC, ETH, LTC

EXPECTED BETA LAUNCH
COMING SOON

Bonus Schedule

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Sale Proceed Allocation

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Roadmap

The Timeline

With help from our teams, contributors and investors these are the milestones we are looking forward to achieve.

Ico Apps

The digits app

The digits app is an an easy-to-use consumer app that allows the authorization of transactions and the modification of account details by the user.

With our app you'll be able to:

  • Register a default debit or credit card.
  • Register a default cryptocurrency wallet (like Coinbase).
  • Select the default cryptocurrency to access from within the wallet.
  • Turn on/off Digits so the purchase isn’t paid for with cryptocurrency.
  • Add or delete cards
  • Change user settings and preferences.
  • Get notifications in real time that a purchase was made.
  • Get notifications in real time when the crypto transaction is funded.
  • Get a receipt of cryptocurrency withdrawn, exchange rates and fees.
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Technology

The API

The Digits API is a REST API built for simplicity and easy implementation. It will allow any registered website with our token to communicate transactions to our API.

Our API connects the consumer’s wallet to the transaction and to the Hedge Lending Network™ in real time, allowing the authorization, debit, lending and settlement of the transaction to occur immediately.

VIEW API SITE
HEDGE LENDING TECHNOLOGY

The Hedge Lending Network™ is a real-time marketplace optimized by artificial intelligence to choose the best outcome for both consumer and lender in real time. The marketplace will not be able to achieve peak efficiency until the learning algorithms have enough data to make predictions, and we believe existing hedging and lending algorithms can be optimized to provide best in class matching across the marketplace with artificial intelligence increasing our efficiency over time.

LEAST COST TAX ROUTING

The consumer will be able to access multiple crypto wallets and currencies, and later in the product map we plan to build a least cost routing algorithm that optimizes any cryptocurrency liquidation to optimize for tax impact by automatically choosing the currencies in the wallet that have the lowest tax burden based upon purchase date and value increase.

INTEGRATING DIGITS

Digits is designed to have the minimum impact on our integrated partners. We will provide a wide range of plugins which will allow millions of e-commerce sites to integrate with us without any friction. What makes Digits so simple is that we do not require any new information, fields or processes to be implemented on the frontend in order to allow customers to pay via crypto payment.

DIGITS API

Digits API simply sits between the merchant and their shopping cart software or the merchant and their payment gateway. The only change that happens in the software platform or payment gateway is an API call that is first made to Digits to see if the card entered is a match with a Digits user. The call to the Digits API will contain a hashed version of the credit or debit card number for security purposes. Our system will check each credit or debit card entered against our registered cards. If a match is found, it determines if the consumer has enough Cryptocurrency to perform the transaction instantaneously. If so, it requests transaction approval from the consumer.

PLUGINS

We will create a number of seamless plugins that are compatible with the leading e-commerce platforms in the world. This will allow us to integrate with the millions of merchants that transact on these platforms without any integration overhead. Initially, we will support: WooCommerce, Magento and BigCommerce

PLATFORMS

Platforms like Shopify, Freshbooks and UpWork are used by thousands of merchants via a single piece of software functionality. These platforms can integrate into our simple API that will enable cryptocurrency payments across their entire merchant base.

PROCESSORS

The four largest payment gateways process 70% of all US transactions. Implementing Digits at this level will automatically allow millions of merchants to process cryptocurrency as easily as a credit or debit card.

SECURITY AND FRAUD

As a payment company we take security very seriously, and while we do not need to adhere to PCI compliance (as we are not storing any credit or debit card information) we will always endeavor to exceed the security recommendations in the PCI compliance process. Our team has extensive security and PCI compliance experience so we will always aim to keep all data and personal information secure. Also, where possible, Digits will always operate in a SSL environment on a well-known and secure distributed cloud network.

HASHTAG ENCRYPTION

Digits will use hash encryption on the 16-digit card number so that Digits never has access to the actual card number. Our API will require the hashing of the 16-digit card number before it is sent to the Digits API.

Digits only checks the hash of the user’s entered card and the hash of the card being authorized. We never touch or store any card details or personal information which takes us out of PCI compliance.

USER AUTHORIZATION

All transactions are authorized by the user, therefore, there is likely to be a substantial reduced in fraud and chargebacks, which could be seen as an added merchant benefit.

The Hedge Lending Network™

Paying with crypto made easy.

The Hedge Lending Network™ is a real-time marketplace optimized by artificial intelligence to choose the best outcome for both consumer and lender in real time.

Digits Hedge Lending Network™ is set up through a number of Ethereum Erc20 smart contracts that are automatically designed to trigger when a purchase is made, then settled, then liquidated, or held in escrow to help the consumer to wait a year or more thus avoiding short-term capital gain tax.

Our Team

The Leadership Team

The digits Team combines passion for technology, industry experise & proven record in payment systems, finance, development & marketing.

Ben Way
Ben
Way
CEO
Ben Way

Ben Way

CEO

Ben is a world-renowned startup technologist, inventor, and serial entrepreneur based in Silicon Valley. He has advised some of the world’s leading institutions, including the White House. He is a best-selling author, recipient of the millennium entrepreneur of the year award and was named a top 50 UK Influencer in 2016. His crypto credentials are wide ranging from advising Tradehill founders in 2011 to strategizing on the roll out of the largest Bitcoin mining operation in San Francisco.

Laura Wagner
Laura
Wagner
CCO
Laura Wagner

Laura Wagner

CCO

Laura is a high-energy strategic visionary known for proven and profitable niche solutions in the payments space. She began her career more than 20 years ago when she pioneered card acceptance in McDonald’s. More recently, she launched the first real-time white label merchant boarding solution for software platforms. She believes that commerce should be magical for all involved. Making crypto payments painless with Digits is her new passion project.

Leo Patching
Leo
Patching
COO
Leo Patching

Leo Patching

COO

Leo is an active investor, c-level executive and board advisor who takes start-ups from conception into sound, structured and profitable ventures. He has traveled the world holding senior roles in both private and public companies in a wide range of industries. Leo is an active crypto investor with a keen eye for capable teams, innovative solutions, massive markets and long-term growth potential.

Nick Fallon
Nick
Fallon
CTO
team

Nick Fallon

CTO

Nick is a senior developer with over 25 years of experience designing and building enterprise-scale software systems and websites with a consumer-centric philosophy. He consults with a wide range of companies from start-ups to international corporations in industries from payments, finance, IOT and cryptography

Jessica Higgins
Jessica
Higgins
CMO
Jessica Higgins

Jessica Higgins

CMO

Jessica Higgins, JD MBA BB is an award-winning author, public speaker and researcher. Her research and books help executives and everyday people better understand the impacts of emerging cultural trends. She is the Chief Marketing Officer for Digits.io and can be contacted at [email protected]

David Jaques
David
Jaques
Chairman
David Jaques

David Jaques

Chairman

David serves on several boards and works closely with management teams to creatively expand opportunities, solve problems and position for growth. David serves on several boards and works closely with management teams to creatively expand opportunities, solve problems and position for growth. David serves on several boards and works

David Jaques

David Jaques

Chairman

David serves on several boards and works closely with management teams to creatively expand opportunities, solve problems and position for growth. David serves on several boards and works closely with management teams to creatively expand opportunities, solve problems and position for growth. David serves on several boards and works

The Advisory board

David Drake
David
Drake
Board Advisor
David Drake

David Drake

Board Advisor

Through his family office LDJ Capital, David acts as a GP and LP investor with his partners in fund-of-funds, realty funds, venture capital funds and hedge funds. David’s investments currently have 50+ global directors that maintain relations with institutions and family offices with $1.5 trillion in assets.

His family office manages and co-invests in alternative assets with the top 30 family offices and he has produced and co-sponsored over 1100+ finance conferences with the likes of Thomson Reuters, NASDAQ, NYSE, KKR, and the Carlyle Group.

Bryan Feinberg
Bryan
Feinberg
Board Advisor
Bryan Feinberg

Bryan Feinberg

Board Advisor

Bryan is the CEO and Founder of Etheralabs / ChainDynamics, a NYC based blockchain Venture Accelerator.

For the past several years, Bryan has been deeply involved across the blockchain ecosystem and advising multiple early stage and emerging companies. Bryan is a licensed investment banker holding his 7, 63 and 79 FINRA Licenses.

Linda Perry
Linda
Perry
Board Advisor
Bryan Feinberg

Linda Perry

Board Advisor

After 17 years at Visa, Linda now serves as a senior advisor to select payment firms. She served on the ETA’s board for 13 years was named the most influential woman in payments by PaymentSource.com for three consecutive years (2013, 2014 and 2015).

Joshua Moshe
Joshua
Moshe
Board Advisor
Joshua Moshe

Joshua Moshe

Board Advisor

Moshe has been providing innovative software solutions and tools for a host of novel and unconventional companies for over 20 years. Specifically, for the past 6 years he has been focused developing a host of algorithmic trading systems for decentralized ledgers, and novel payment platforms. Currently as Chief Product Officer for Blackmoon, Moshe's unique background and skill-sets in blockchain systems, coupled together with a history as a Wall Street operator, supports a strategy, focus and vision to bridge the crypto universe and the traditional investment market.

Edward Katzin
Edward
Katzin
Board Advisor
team

Edward Katzin

Board Advisor

Prior to his last role as head of worldwide retail payments at Apple, Edward was CIO at Revolution Money (sold to American Express) and head of global product, strategy and innovation at Visa where he filed 38 patents. Edward is an accomplished inventor with multiple patents of his own.

Steven Hatzakis
Steven
Hatzakis
Boad Advisor
Steven Hatzakis

Steven Hatzakis

Board Advisor

Steven is a FinTech and Financial FinServ industry researcher and consultant with nearly 20 years experience. He contributes to a number of self-regulatory efforts in the crypto industry, is an active crypto investor, and is a director of BCA Ventures Inc. In addition to his role as the Global Director of Research, Forex & Crypto at ForexBrokers.com. Steven has authored over 1000 industry news articles and has published research for Registered Investment Advisors (RIAs), and first wrote about cryptocurrency market inefficiencies in 2013. Steven is a CFTC-registered Commodity Trading Advisor (CTA) and holds a Series 3 NFA License.

Kevin Harrington
Kevin
Harrington
Board Advisor
Kevin Harrington

Kevin Harrington

Board Advisor

Kevin was the original “shark” on the hit TV show Shark Tank. He pioneered the infomercial, founded “As Seen on TV” and was a co-founding board member of the Entrepreneurs’ Organization (EO). Kevin’s reach and influence in the global retail space is unprecedented.

Mark C. Thompson
Mark C.
Thompson
Board Advisor
Mark C. Thompson

Mark C. Thompson

CEO

Forbes called Mark one of America’s Top Venture Investors with the ‘Midas Touch’. He is a best-selling author who has advised three of the world’s most legendary disruptive innovators: Steve Jobs, Charles Schwab and Virgin Group founder Sir Richard Branson.

James Haft
James
Haft
Board Advisor
James Haft

James Haft

CCO

James is a Founding Partner at CryptoOracle with 30 years of emerging markets and early-stage fintech expertise. Since 2015, he has focused on the political, social and economic impact of blockchain and cryptocurrencies, including advising seven ICOs and Co-Founding ClimateCoin. He has been an advisor to over 50 venture-backed firms, mentored at 500 Startups and TechStars and Co-Founded NXTPLabs.com, the leading tech accelerator in Latin America.

Lou Kerner
Lou
Kerner
Board Advisor
Lou Kerner

Lou Kerner

Board Advisor

Lou is a Founding Partner at CryptoOracle, a VC and Advisory firm focused exclusively on companies leveraging blockchain, cryptocurrency, smart contracts and decentralization. Lou has been a crypto enthusiast, investor, and thought leader since 2013, and is recognized as one of the most influential crypto bloggers. Lou regularly hosts conference calls with crypto industry innovators attended by hundreds of crypto team-lou-kerner-sq.jpgenthusiasts from around the world.

Brad Yasar
Brad
Yasar
Board Advisor
Brad Yasar

Brad Yasar

Board Advisor

Brad is an entrepreneur, investor, mentor, and advisor who has started and bootstrapped several companies from inception to maturity over the past 20 years. He is currently the co-founder and Managing Partner of KrowdMentor, a strategic crowdfunding advisory firm focused on ICOs, cryptocurrencies, blockchain, and token powered organizations. Brad is the Co-Founder for Blockchain Investors Consortium (BIC) with over $5 Billion dollars allocated to blockchain and cryptocurrency projects.

Jim Borzilleri
Jim
Borzilleri
Board Advisor
Jim Borzilleri

Jim Borzilleri

Board Advisor

Jim is the President of CrowdEngine, Inc., and a Co-Founding member of the Crowdfunding Professional Association (CFPA). He has Co-Founded, built, managed and sold several leading technology companies where he remains an active board member. Jim is a proven tech savvy advisor who turns cutting edge ideas into successful ventures.

Joaqim Miro
Joaqim
Miro
Board Advisor
Joaqim Miro

Joaqim Miro

Board Advisor

Joaquim is the CMO and Partner of MLG blockchain, a global blockchain development and consulting firm headquartered in Toronto. He heads MLG’s distributed team across North America, Europe and Asia and is focused on building next generation applications using blockchain and smart contract technology.

Ed Maguire
Ed
Maguire
Board Advisor
Ed Maguire

Ed Maguire

Board Advisor

Ed has 17 years of Wall Street experience in Investment Banking and Equity Research. He was the Managing Partner at Bluemont Partners, a Corporate Advisory and Consulting firm and Chief Strategy Officer for Acreto, a seed-stage IoT security company. He has appeared in major media including CNBC, CNN, the Wall Street Journal, Bloomberg, BNN and NPR.

Kai Blanche
Kai
Blanche
VP of Investor Relations
Kai Blanche

Kai Blanche

VP of Investor Relations

Kai is a seasoned New York City investment banker and VC who takes an active role in his portfolio companies. Kai has consulted for a number of start-ups over the past five years and previously served as a VP, Relationship Manager at JPMorgan, BNP Paribas, and DNB Bank, all in NYC.

Kenny Douglas
Kenny
Douglas
EVP Strategic Relations
Kenny Douglas

Kenny Douglas

EVP Strategic Relations

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Kenny brings over three decades of successful business and partnership development skills in the integrated payments industry. He has a vast network of c-level executives within the banking, merchant services and software platform space.

Libah Grossman
Libah
Grossman
Client Elation Manager
Libah Grossman

Libah Grossman

Client Elation Manager

Libah has solid success and experience selling innovative B2B software and services. She is enthusiastic, client-focused and is here to ensure that each and every customer is elated with Digits.

Bekah Rife
Bekah
Rife
Zen Facilitator
Bekah Rife

Bekah Rife

Zen Facilitator

Bekah is a world renowned synchronized swimming champion who brings discipline and a winning attitude to her Zen Facilitators role at Digits.

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Get In Touch

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